About Us
California's Care Facility Insurance Specialists
For over two decades, we've focused exclusively on the insurance needs of adult care and funeral home operators across California.
20+
Years of Experience
500+
Facilities Insured
CA
Licensed & Compliant
Our Story
Care Facility Insurance was founded with a single conviction: that operators of adult care and funeral home facilities deserve an insurance partner who truly understands their world — not a generalist broker who treats them like any other commercial account.
Over more than two decades, we've built deep expertise in the regulatory environment, risk profile, and coverage needs of California's care facility operators. We know the CDSS licensing requirements. We understand the liability exposures that keep operators up at night. And we know how to build coverage programs that actually protect your facility when a claim arises.
Our clients aren't just policyholders — they're operators doing essential, difficult work. We take that seriously.
How We Work
Specialization Over Breadth
We don't try to be everything to everyone. Our focus on care facilities and funeral homes means deeper expertise, better coverage terms, and fewer gaps.
Advocacy When It Matters
When a claim arises, we advocate on your behalf. We understand the nuances of care facility claims and work to protect your interests throughout the process.
California Expertise
California's unique legal environment necessitates specific coverage to protect your assets and future income.
Long-Term Partnership
We build relationships, not just policies. Our clients stay with us because we deliver consistent value — not just at renewal, but throughout the year.
Let's Talk About Your Facility
A 15-minute conversation with one of our specialists can identify coverage gaps you may not know you have.